RUC MSFT Students Visit Leading FinTech Company in Beijing

 

Beijing, China – On October 29 2025,a group of international students from the Master of Science in FinTech (MSFT) program along with the Chinese graduate students at the School of Finance of Renmin University of China visited Beijing Niutoubang Technology Consulting Co., Ltd.(or known as NewBanker ). The visit offered invaluable insight into China’s evolving FinTech ecosystem, and provided the students with rare access to industry perspectives from frontline practitioners.

 

 

 

Company Introduction & Visit Purpose

NewBanker is a Beijing-based FinTech consultancy dedicated to integrating digital intelligence, research, technology, capital and resources to empower wealth-management firms and financial advisors. During the visit, students had the opportunity to gain first-hand insights into the company’s mission, vision and product offerings, and to engage in in-depth discussion with CEO and co-founder of New Banker, Mr Li Qinghao (Mr. Li).

 

 

 

Highlights of the Exchange

Mission & Vision – Mr Li shared NewBanker’s vision of leveraging data-driven and AI-enabled tools to democratize access to wealth management and to support both institutional and retail clients.

On-the-ground Product Applications – The students discussed the current status of financial products in the Chinese market, including popular retail-facing apps such as Ant Financial (“蚂蚁金服”operated by Ant Group). Through this, the international students deepened their understanding of how FinTech platforms serve everyday users in China—giving insight into how a typical urban citizen may engage with investment tools via mobile apps for savings, mutual funds, micro-investments and other retail-oriented financial services.

 

 

 

AI’s Role in FinTech – A major focus of the sharing session was how artificial intelligence and machine-learning technologies are transforming asset‐allocation, risk assessment and user-experience design in the financial-product ecosystem. Students appreciated the ways AI can bring speed, convenience and responsiveness to market analysis and client servicing—broadening their awareness of FinTech’s role beyond traditional banking.

Marketing Insight – The interactive exchange helped students gain a clearer picture of demand patterns for financial products in the Chinese market, the competitive landscape of investment-apps, and how firms design their go-to-market strategies and client-engagement models in a mature yet fast-moving FinTech environment.

 

 

 

Student Reflections & Educational Outcomes

As international students specializing in FinTech, the group found the visit particularly inspiring. It enriched their classroom learning by presenting a live case of how FinTech firms operate in China, how digital tools reshape investor experience and how cross-border perspectives can inform product design for global markets. Many remarked that seeing how retail investment functionality is embedded in everyday mobile usage in China has opened their eyes to new possibilities in their future careers.

 

 

 

Looking Ahead

This visit marks a valuable bridge between academia and industry. The students left with a renewed sense of purpose in their studies and greater clarity on how theoretical concepts translate into real-world FinTech innovation. Niutoubang offered generous time for discussion and hosted a vibrant exchange that will inform students’ research, internships and career planning in the FinTech space.

 

 

 

Learn more abouttheEnglish-taught MSFT program,please visit: http://msf.sf.ruc.edu.cn/